Self-Directed IRA Investing

The Self-Directed IRA Investing — Myth or Fact? By IRA Advantage, Portland OR The following are common objections to using IRA/401k funds for real estate investments.  Here are the truths: Personal Use– You cannot personally use property owned by your IRA. Correct, any benefit to a plan’s owner from an investment prior to its distribution … Continued

Changes to Frank-Dodd Act to release stress on lending

US Treasury suggests changes in the Dodd-Frank Act which will affect housing, lending, investors, and sellers. The report came out Monday, October 9th, 2017. The Dodd-Frank Act (2011) squeezed out much of seller-financing, individual lender financing of mortgages. Today individual investors are hoping for reform of the Dodd-Frank Act. Reports are coming out from the … Continued

“The Big Short” not again

If you liked the movie “The Big Short” then you’ll want to read this.  Mortgage-backed securities (MBSs) are back, and they are being bundled this time as Fix-and-Flip mortgage bonds.  It’s “Wall Street’s new housing bet to boost home flippers”, says Inman’s headline on February 15, 2017. What is it?  Last year Fannie Mae and … Continued